The intelligent payment orchestration layer that routes, processes, and reconciles transactions across multiple providers, channels, and markets — reliably and at scale.

One System, All Possibilities

The financial management layer for modern African businesses — giving CFOs and finance teams real-time visibility, control, and automation over their payables, receivables, and treasury.


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The all-in-one commerce and payment solution for African retail businesses — enabling merchants to sell, collect, and manage their business from a single platform.


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TransFlow Bank

Inbound payment collection and outbound bulk disbursements — payroll, merchant settlements, refunds, and split payments.

TransFlow Mobile

RESTful API with full documentation, webhook support, sandbox environment, and SDKs for rapid merchant integration.

API Integrations

RESTful API with full documentation, webhook support, sandbox environment, and SDKs for rapid merchant integration.

Collections

RESTful API with full documentation, webhook support, sandbox environment, and SDKs for rapid merchant integration.

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Collections

Recurring Payments

RESTful API with full documentation, webhook support, sandbox environment, and SDKs for rapid merchant integration.

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Recurring Payments

Disbursements

RESTful API with full documentation, webhook support, sandbox environment, and SDKs for rapid merchant integration.

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Disbursements

Bill Payments

RESTful API with full documentation, webhook support, sandbox environment, and SDKs for rapid merchant integration.

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Bill Payments

Invoicing

RESTful API with full documentation, webhook support, sandbox environment, and SDKs for rapid merchant integration.

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Invoicing

Virtual Accounts

RESTful API with full documentation, webhook support, sandbox environment, and SDKs for rapid merchant integration.

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Virtual Accounts

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