TransFlow® is a financial technology platform that connects banks, mobile money providers, and payment networks, enabling money to move seamlessly across institutions and borders.

One System,
All Possibilities

Built over nearly two decades of real-world deployment across Africa, the TransFlow® platform encompasses a suite of integrated solutions designed to power every stage of the payment journey from remittance and switching to mobile access and developer connectivity.

Built for the CFO.
Designed for Scale.

TransPay brings order to complex financial operations. From bulk disbursements and supplier payments to accounts payable and receivable, it gives finance leaders the visibility, control, and efficiency they need, managing every payment in and out from one integrated platform so nothing slips through the cracks.

Your phone is Now a Business.

RPay goes beyond payment acceptance. Built on the TransFlow infrastructure, it combines SoftPOS technology with merchant analytics, automated settlement, collections enablement, turning every transaction into intelligence and every merchant into a bankable business.

Your bank,  inside

every merchant's workflow.

Bridge your core banking system with the digital commerce ecosystem to accelerate merchant payments, scale transaction volumes, and capture opportunities beyond traditional banking boundaries.

Move money with confidence.
 At every step

of your business.

From the first invoice to the final payout, our APIs give your business complete command over every financial interaction, with the reliability your customers expect and the flexibility your developers demand.

APIs

Uniwallet

Deliver a seamless payment experience by integrating the Uniwallet API.

Direct Debit

Eliminate the pain of chasing customers to pay their insurance, pensions or investment premiums.

Invoicing

Create, send, and track invoices with integrated payment options.

Checkout

The TransFlow checkout page provides a secure and reliable platform for completing payments.

Bill Payment

Refine your bill payment processes with our bill payment solution.

Account Service

A dedicated payment profile that assigns each customer a unique reference, enabling seamless receipt of funds across multiple payment channels

Voucher Service

This solution can be used separately for institutions with an existing online application form.

School Fees

A seamless solution that enables schools to efficiently collect, track, and manage student fee payments across multiple digital channels.

APIs Collection

Uniwallet

Deliver a seamless payment experience by integrating the Uniwallet API.

Direct Debit

Eliminate the pain of chasing customers to pay their insurance, pensions or investment premiums.

Invoicing

Create, send, and track invoices with integrated payment options.

Checkout

The TransFlow checkout page provides a secure and reliable platform for completing payments.

Others

Bill Payment

Refine your bill payment processes with our bill payment solution.

Invoice Service

Invoice Services provides businesses with tools to generate, manage, and track invoices seamlessly.

Voucher Service

This solution can be used separately for institutions with an existing online application form.

School Fees

The TransFlow checkout page provides a secure and reliable platform for completing payments.

Collections

Accept payments seamlessly across multiple channels with one simple integration.

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Collections

Recurring Payments

Manage recurring payments effortlessly with secure scheduling.

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Recurring Payments

Disbursements

Send funds instantly to multiple recipients across banks and mobile wallets.

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Disbursements

Bill Payments

Enable fast and convenient bill payments anytime, anywhere.

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Bill Payments

Invoicing

Create, send, and track invoices with integrated payment options.

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Invoicing

Virtual Accounts

Generate unique accounts to simplify collections and payment tracking.

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Virtual Accounts

Simple Payments, Wherever

You Need Them

A complete solution for payments and transfers.
Simply and reliably pay your bills and transfer money across multiple channels and merchants. 

Let’s Work Together

TransFlow can work for you in every way imaginable. Let’s discuss your Ideas and bring them to life.

Let's Work Together

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