TransFlow® is a financial technology platform that connects banks, mobile money providers, and payment networks, enabling money to move seamlessly across institutions and borders.
One System,
All Possibilities
Built over nearly two decades of real-world deployment across Africa, the TransFlow® platform encompasses a suite of integrated solutions designed to power every stage of the payment journey from remittance and switching to mobile access and developer connectivity.
Built for the CFO.
Designed for Scale.
TransPay brings order to complex financial operations. From bulk disbursements and supplier payments to accounts payable and receivable, it gives finance leaders the visibility, control, and efficiency they need, managing every payment in and out from one integrated platform so nothing slips through the cracks.
Your phone is Now a Business.
RPay goes beyond payment acceptance. Built on the TransFlow infrastructure, it combines SoftPOS technology with merchant analytics, automated settlement, collections enablement, turning every transaction into intelligence and every merchant into a bankable business.
Your bank, inside
every merchant's workflow.
Bridge your core banking system with the digital commerce ecosystem to accelerate merchant payments, scale transaction volumes, and capture opportunities beyond traditional banking boundaries.
Move money with confidence. At every step
of your business.
From the first invoice to the final payout, our APIs give your business complete command over every financial interaction, with the reliability your customers expect and the flexibility your developers demand.
APIs
Uniwallet
Deliver a seamless payment experience by integrating the Uniwallet API.
Direct Debit
Eliminate the pain of chasing customers to pay their insurance, pensions or investment premiums.
Invoicing
Create, send, and track invoices with integrated payment options.
Checkout
The TransFlow checkout page provides a secure and reliable platform for completing payments.
Bill Payment
Refine your bill payment processes with our bill payment solution.
Account Service
A dedicated payment profile that assigns each customer a unique reference, enabling seamless receipt of funds across multiple payment channels
Voucher Service
This solution can be used separately for institutions with an existing online application form.
School Fees
A seamless solution that enables schools to efficiently collect, track, and manage student fee payments across multiple digital channels.
APIs Collection
Uniwallet
Deliver a seamless payment experience by integrating the Uniwallet API.
Direct Debit
Eliminate the pain of chasing customers to pay their insurance, pensions or investment premiums.
Invoicing
Create, send, and track invoices with integrated payment options.
Checkout
The TransFlow checkout page provides a secure and reliable platform for completing payments.
Others
Bill Payment
Refine your bill payment processes with our bill payment solution.
Invoice Service
Invoice Services provides businesses with tools to generate, manage, and track invoices seamlessly.
Voucher Service
This solution can be used separately for institutions with an existing online application form.
School Fees
The TransFlow checkout page provides a secure and reliable platform for completing payments.
Collections
Accept payments seamlessly across multiple channels with one simple integration.
Recurring Payments
Manage recurring payments effortlessly with secure scheduling.
Disbursements
Send funds instantly to multiple recipients across banks and mobile wallets.
Bill Payments
Enable fast and convenient bill payments anytime, anywhere.
Invoicing
Create, send, and track invoices with integrated payment options.
Virtual Accounts
Generate unique accounts to simplify collections and payment tracking.
Let’s Work Together
TransFlow can work for you in every way imaginable. Let’s discuss your Ideas and bring them to life.